What every AI model
actually costs.

What the providers won't tell you

—

So "how much is my plan worth" can't be answered from the ceiling for most plans. What can be answered, from published API rates alone, is the other direction: how long you'd have to use a plan each day before it beats paying per token. That's the break-even column — and it's the one worth reading. Where a ceiling does exist, it usually turns out to need more hours a day than anyone is awake for, which tells you the cap isn't what limits the plan's value. Your time is.